Target market identification and A/B testing for a new credit card launch
Banking Analytics & Business Intelligence
This project analyzes customer transaction and credit data to identify the most profitable and credit-ready customer segment for launching AtliQo Bank’s first credit card in the Indian market.
Exploratory Data Analysis (EDA) was performed on income, age, spending behavior, and credit scores, followed by A/B testing to validate the effectiveness of the proposed targeting strategy.
The 26–48 age group was identified as the highest potential segment, showing stronger income levels, higher transaction volumes, and better credit usage. A/B testing results showed statistically significant improvement in transaction amounts for the test group, validating the targeting strategy.